I knew that I would be amending my last blog. This afternoon I discovered that Blue Cross will allow all renewals from January through September to keep their plans AND SAME RATES through the end of 2014. United will also move all 2014 renewals to the end of 2014. More to come, I am sure.
As soon as this is written, something can and probably will happen that will require me to re-post. Nevertheless, as of right now the State of Arizona has not decided that they will allow people to keep their current plans past the 2014 renewal date. There are many problems that such action could cause. It …
CNN is reporting that the Government and the Insurance Companies are working on a solution that will allow people to skip the Exchange and go directly to Insurance Companies, still being able to qualify for tax credits. Nothing is finalized but if it can be worked out, it will solve many problems. Going directly to …
The answer to the question should I keep my old plan differs for different people. The following people will benefit from a 2014 Obamacare Plan. 1. the poor and near poor. People with a household income less than 400% of the Federal Poverty Level will receive financial aid in paying their premium in 2014. 2. …
I have been trying to stay clear of prognostication and opinion. I choose to focus on what are the rules and what can I do to secure quality reasonably priced health insurance. What does the President’s announcement of November 14 mean to that process? It seems that people whose plans renew from January 1 through …
Here is a surefire way to keep your current plan as long as possible. Instead of waiting to see if Insurance Companies or State Governments will allow you to extend your plan as the President has suggested, this method will work! Call you current Insurance Company. Ask them to change your renewal date to December. …
Much is in the news lately about promises on HealthCare that have not been kept. I have addressed this somewhat in a previous post. The bottom line is that with an exception of a few grandfathered plans, all of us will be getting new policies in 2014. They must cover Essential Benefits and have no …
All new 2014 Essential Benefit Plans must cover pediatric (under age 18) dental and vision. These are actual insurance plans. By that I mean they are not low cost discount plans. They also will cover medically necessary orthodontics. They only cover the children. Adults will still have to purchase their own dental plans. Dental is …
If you just try to calculate your 2014 Health Insurance Rates without any tax credits, you may be in for a shock. First, let’s be realistic, doing the calculation right now is more complex and difficult than an Advanced Quantum Physics exam. So let me cheat for you and give you one example. A thirty …
