The answer to the question should I keep my old plan differs for different people. The following people will benefit from a 2014 Obamacare Plan.

1. the poor and near poor. People with a household income less than 400% of the Federal Poverty Level will receive financial aid in paying their premium in 2014.

2. the people with health conditions. Those people who have been declined coverage or have riders and conditions on their policies not covering certain conditions or Prescriptions will have full coverage in 2014.

For those whose income is in excess of 400% of the Poverty Level and whose policies cover what they need, they should consider keeping their current 2013 policy.

As stated earlier, you can guarantee this by changing the renewal date on your current plan to December 2013. This has to be done now.


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