Today many people are carrying much higher deductibles on their Health Insurance. To offset this risk, a low cost option is to purchase an accident plan which will help greatly if a deductible expense due to an accident occurs.

With Supplemental Insurance coverage, people purchase “first dollar” coverage. Benefits are paid directly to the Insured. There are no deductibles. It is a quick cash payment to help at a time of an accident.

For example, if you own an Accident Policy, cash will be paid if an accident occurs. It could be as simple as a broken arm or something more complex. Our Health Insurance often leaves us short of money as Deductibles, Co-Pays, and Co-Insurance leaves us with substantial expenses. Knowing that a check will be sent out within 7 to 10 days creates peace of mind and financial relief when it is needed.

Also many people have a history of cancer and heart problems in their family. A cancer or critical illness plan may be the perfect solution to lessen this financial risk.

If you are diagnosed with cancer, a check will be sent from the Insurance Company to help with the new expenses. It is difficult to deal with the fact that someone has cancer. Having some financial relief will allow people to deal with the really important issues without worrying about money. Once again, this is a “first dollar” plan. Cash is paid directly without a deductible. For a small monthly payment, you could be receiving a large check when you need it the most.

To answer any questions about these product please call me. I will be happy to help.


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