The Lemieux Consulting Service has been providing quality insurance guidance to the clients in Arizona for 35 years. We’re an independent agency, which means we represent the finest insurance companies in Arizona while working in the best interests of our clients at all times. We find the best insurance for you, not the best insurance that one company has to offer.
Peter Lemieux has two professional designations: CLU and ChFC. This puts him in a small class of agents with such extensive professional accreditation. Because of his experience and expertise, he is a sought after teacher, teaching AZ insurance licensing classes to new agents in the areas of Life and Health Insurance, Annuities and Retirement Plans.
WHY YOU NEED TO TALK WITH LEMIEUX CONSULTING SERVICE
There have been so many changes in the insurance industry. Now, more than ever, professional independent advice can make sure you’re getting the best return on your insurance investment.
Peter Lemieux can help you sort through the confusing advertising offers, political opinions, and emotional sales pitches. In the midst of all this noise, Lemieux Consulting Service stands as ready to give you professional, informed and correct advice to help you make the best decisions in critical insurance situations.
ARIZONA HEALTH INSURANCE CHANGES
The Patient Protection and Affordable Care Act, often called Obamacare, is now the law of the land. It’s brought drastic changes in health insurance coverage and costs. How can you get the most benefit from these changes at the lowest cost?
Peter Lemieux has been helping both individuals and companies through the changes since the law was passed. He can help secure tax credits, navigate the Marketplace, create good coverage and save money. Testimonials from satisfied clients demonstrate his success at helping them through the turmoil.
LIFE INSURANCE IS GETTING BETTER AND BETTER
Arizona life insurance rates are dropping. New policies have “Accelerated Living Benefits” which can provide Long Term Care and Home Health Care. With all these changes, you really need to check your current plan to see if you’re overpaying for coverage with limited benefits. This is another area where Lemieux Consulting Service’s independence allows us to provide the best answers at the best costs.
NO RISK RETIREMENT PLANS
Retirement Planning is becoming more and more critical for everyone. All qualified dollars (IRAs, 401-k, and Profit-Sharing Plans) are subject to income tax when you withdraw them. This means that many people look at what they believe is a healthy retirement amount and suddenly, after removing the tax that is owed, find themselves underfunded.
The Stock Market is full of risk. Markets go up and down often with large swings. If it takes a downward shift as your retirement approaches you can be devastated. You could move your funds to a fixed account but that offers practically no yield today.
We have an alternative. An Indexed Annuity allows you to capture market upswings with NO DOWNSIDE RISK. This can be a great option for many people.
Longevity is another concern you need to consider while planning for retirement. The good news is that people are living longer than ever. We have more people over the age of 100 than at any time in our history. That means you could easily outlive your money. Peter Lemieux can make those worries vanish with ways to earn a guaranteed income for life.
SPECIAL INSURANCE HELP
Being an independent agent means we have access to many specialized insurance plans. Here are a few highlights, but we have more. If you have any kind of insurance coverage question, give us a call.
- Dental and Vision. These plans make sense for many families and their more affordable than you might think.
- Prescription Coverage. Health insurance plans don’t always cover all the prescription needs you might have.
- Specialized Insurance Plans. Cancer insurance is one example, you have special benefits if you’re diagnosed with cancer.
- Temporary Coverage. If you’re between jobs and losing coverage, these plans may make sense for you
- Travel Insurance. Leaving the country? We highly recommend you look at Travel Insurance. It’s very economical.
NEVER ANY PRESSURE
Lemieux Consulting Service offers Arizona insurance solutions in an informative and professional way. We’ll give you options and help you decide on what is best for you, your family, or your business.