The biggest financial exposure a person has on their health plan is the deductible and co-insurance. To purchase affordable coverage people are carrying very high deductibles today.

The most common use of the deductible occurs with one of two events. The first is the insured is involved in an accident. The second event is the insured is diagnosed with a critical illness such as cancer, heart attack, renal disease or stroke.

For a relatively low cost people can purchase policies that provide cash payments directly to the insured in case any of these events occur. Can you imagine breaking your arm in an accident and opening an envelope with a check for $1,700 made out to you?

How about finding out that you have cancer and receiving a check for $50,000 to help with expenses? These checks are sent out to people every day. All that is needed is to purchase a supplemental insurance plan covering the risks you want covered.

Our Agency can help you identify the plan and cost that is perfect for you.

Peter Lemieux Agency 602-770-2226

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