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WELL CARE?

It has been declared by the Secretary of Health and Human Services that free contraceptives are critical in America so women can have “Well Care”. Being a good citizen I decided to check the FDA and read how healthy these free products can make our women. Here are some of the side effects listed on …

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HHS MANDATE – OVERVIEW

Most people are aware of the recent HHS Mandate regarding contraception. One side of the debate argues for women’s rights. The other side stresses religious freedom. Although I do have a very strong opinion, the purpose of this article is to go behind the specific topic and explain how mandates are made. Up until Affordable …

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Medicare Time

For senior citizens who use Medicare Advantage Plans we are coming up to a very important season. From October 15 until December 7, they can disenroll and return to regular Medicare, change to another advantage plan with the same or another company. If people are not on an Advantage Plan they can join one at …

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GOVERNMENT MANDATES

Government mandates in Health Care are designed, ostensibly, to protect the public by offering quality coverage. The effect of every mandate is inflationary. By requiring coverages in health plans, the cost rises. In 2010, the State of Arizona, issued 33 new mandates. In one sense it is a regulatory device to create a government insurance …

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BIGGEST LEGAL PONZI SCHEME

After Bernie Madoff, many people are familiar with the concept of a Ponzi scheme. Basically people are promised results that can not be met. They are told everything is fine and when people need money, they are sent funds from new investors so nobody can suspect anything. It works fine until several people start requesting …

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SUPPLEMENTAL COVERAGE

The biggest financial exposure a person has on their health plan is the deductible and co-insurance. To purchase affordable coverage people are carrying very high deductibles today. The most common use of the deductible occurs with one of two events. The first is the insured is involved in an accident. The second event is the …

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IMPORTANT EMPLOYEE BENEFIT

HOUSE – INSURED : CAR – INSURED : LIFE – INSURED : WAGES – OH, NO! The Wage Guard Solution http://peterlagency.com/wage-guard-solution/

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